Many people may be mis-sold mobile phone insurance when they purchase a new mobile phone, as the customer is focused on their new mobile and are not thinking about whether the insurance policy is what they need. It is usually an afterthought and is possibly considered after adding on all the other charges that tally the bill up each month. If you want to protect your new mobile phone, you should be thinking insurance from the word go! Most people don’t even think about it, because the price of the phone is subsidized (at least in the US and UK) by the network providers, so its common for someone to have a £400.00 phone they only paid £50.00 for. However, if you should loose the phone, you may well be out of luck. You now have a mobile phone contract without a phone.
Phone Insurance
Going back to the mobile phone store to buy the same will set you back the full retail price. This is where insurance comes in very handy, but you should beware of the cover they provide and make sure that loss and Water Damage are defiantly included in the policy, as water damage and loss are some of the major needs for insurance in the first place!
Its handy to know that over 1.6 million phones in the Uk were subject to water damage last year! Even with insurance, many (at least in the UK) do not cover water damage. Insurance companies are always very smart to try to exclude the things that happen most often, so pay attention to what they really cover you for.
Samsung Mobile Insurance
So when shopping for a phone, knowing to get insurance is good, but knowing which insurance company to go with is the best move you can make. Always make sure your mobile phone insurance covers Loss AND water damage, as well as normal wear and tear that can cause a malfunction over time.